Side-by-side · Q2 2026 data
Lindell Bank & Trust Company vs State Employees Community Credit Union
Credit union
State Employees Community Credit Union
Alton, Illinois · Under $100 million in assets
Metric by metric
| Measure | Lindell Bank & Trust Company | State Employees Community Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 89 |
| Capital cushion | 100 | 100 |
| Loan quality | 81 | 100 (stronger) |
| Earnings | 100 (stronger) | 49 |
| Funding & liquidity | 83 | 93 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 97th | 87th |
| Total assets | $915.2M | $6.7M |
| Deposits / shares | $707.2M | $5.3M |
| Capital ratio | 18.02% | 20.02% (stronger) |
| Problem loans | 0.58% | 0.00% (stronger) |
| Net charge-offs | -0.05% (stronger) | 0.38% |
| Return on assets | 2.62% (stronger) | 0.73% |
| Loans ÷ deposits | 75.0% | 67.5% (stronger) |
| Uninsured deposits | 16.9% | 1.2% (stronger) |
| Offices | 15 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.4% | — |
Lindell Bank & Trust Company has the higher TellerScore (92 vs 89). On the 7 directional measures above (where higher or lower is clearly better), Lindell Bank & Trust Company leads on 3 and State Employees Community Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.