Side-by-side · Q2 2026 data
Linden NJ Police & Firemen Federal Credit Union vs Ocnac #1 Federal Credit Union
Credit union
Linden NJ Police & Firemen Federal Credit Union
Linden, New Jersey · Under $100 million in assets
Credit union
Ocnac #1 Federal Credit Union
Jersey City, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Linden NJ Police & Firemen Federal Credit Union | Ocnac #1 Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 74 |
| Loan quality | 80 (stronger) | 33 |
| Earnings | 54 | 65 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 80th | 36th |
| Total assets | $6.9M | $7.1M |
| Deposits / shares | $4.6M | $6.1M |
| Capital ratio | 32.21% (stronger) | 12.40% |
| Problem loans | 0.60% (stronger) | 2.02% |
| Net charge-offs | -0.52% (stronger) | 11.44% |
| Return on assets | 0.84% | 1.13% (stronger) |
| Loans ÷ deposits | 16.7% (stronger) | 24.7% |
| Uninsured deposits | 0.5% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Linden NJ Police & Firemen Federal Credit Union has the higher TellerScore (86 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Linden NJ Police & Firemen Federal Credit Union leads on 5 and Ocnac #1 Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.