TellerScore

Linden NJ Police & Firemen Federal Credit Union (NCUA charter #2617) is based in Linden, New Jersey. Its Q2 2026 call report shows $6.9M in total assets and $4.6M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Linden NJ Police & Firemen Federal Credit Union scores 86/100, which we describe as very strong. That is higher than 80% of 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 12th. Its strongest component is capital cushion (100/100; 32.21%), and its lowest is earnings (54/100; 0.84%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 32.21%
Loan quality80/100
Loans 60+ days delinquent ÷ total loans: 0.60%
Earnings54/100
Return on assets (annualized): 0.84%
Funding & liquidity100/100
Loans ÷ shares: 16.7% · 0.5% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.20%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (83 → 86), mostly because the loan quality component improved by 18 points.

TellerScore
667788Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202466
Q4 202467
Q1 202576
Q2 202583
Q3 202581
Q4 202580
Q1 202688
Q2 202686
Net worth ratio
7.00%19.61%32.21%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202426.45%
Q3 202427.13%
Q4 202428.05%
Q1 202529.01%
Q2 202529.74%
Q3 202529.90%
Q4 202530.99%
Q1 202631.39%
Q2 202632.21%
Delinquent loans (60+ days)
0.32%2.74%5.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20245.15%
Q3 20243.95%
Q4 20244.95%
Q1 20251.61%
Q2 20251.15%
Q3 20251.19%
Q4 20251.64%
Q1 20260.32%
Q2 20260.60%
Return on assets
0.69%0.99%1.28%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.02%
Q3 20240.84%
Q4 20241.07%
Q1 20250.69%
Q2 20251.04%
Q3 20250.91%
Q4 20251.28%
Q1 20260.86%
Q2 20260.84%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202686$6.9M32.21%0.60%0.84%16.7%
Q1 202688$7.0M31.39%0.32%0.86%16.6%
Q4 202580$7.1M30.99%1.64%1.28%16.8%
Q3 202581$7.2M29.90%1.19%0.91%16.0%
Q2 202583$7.2M29.74%1.15%1.04%15.7%
Q1 202576$7.3M29.01%1.61%0.69%15.2%
Q4 202467$7.5M28.05%4.95%1.07%15.4%
Q3 202466$7.6M27.13%3.95%0.84%15.8%
Q2 202467$7.8M26.45%5.15%1.02%15.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio32.21%
95th
Problem loans0.60%
54th
Net charge-offs-0.52%
98th
Return on assets0.84%
60th
Loans to deposits16.7%
96th
Uninsured deposits0.5%
58th
Loan-loss reserves5.16%
96th
Texas ratio0.2%
81st

Similar-size credit unions in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
Union County Employees Federal Credit UnionCredit union Elizabeth, NJ72 out of 100, Strong$6.9M22.6%2.01%vs
Elizabeth (N.J.) Firemen'S Federal Credit UnionCredit union Elizabeth, NJ64 out of 100, Moderate$7.1M11.6%1.16%vs
Ocnac #1 Federal Credit UnionCredit union Jersey City, NJ68 out of 100, Moderate$7.1M12.4%2.02%vs
Public Service H C Employees Federal Credit UnionCredit union Brick, NJ74 out of 100, Strong$7.1M39.5%1.89%vs
New Jersey State Pba Federal Credit UnionCredit union Woodbridge, NJ71 out of 100, Strong$7.2M15.5%0.41%vs
Fort Dix Federal Credit UnionCredit union Joint Base MDL, NJ46 out of 100, Below average$7.3M10.7%4.54%vs

Deposit insurance

Is my money safe at Linden NJ Police & Firemen Federal Credit Union?

Yes. Linden NJ Police & Firemen Federal Credit Union is a federally insured credit union (NCUA charter #2617). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.5% of shares and deposits ($25K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 32.21%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Linden NJ Police & Firemen Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Linden NJ Police & Firemen Federal Credit Union
Type
Federal credit union
NCUA charter #
2617
RSSD ID
767778
Primary regulator
NCUA
Established
1938
Headquarters
300 W St George Avenue, Po Box 1520, Linden, NJ 07036
Employees
4

Quick answers

Linden NJ Police & Firemen Federal Credit Union: common questions

Is Linden NJ Police & Firemen Federal Credit Union NCUA insured?

Yes. Linden NJ Police & Firemen Federal Credit Union is a federally insured credit union (NCUA charter #2617). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Linden NJ Police & Firemen Federal Credit Union's TellerScore?

86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Linden NJ Police & Firemen Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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Hana Bank USA, National AssociationBank Fort Lee, NJ88 out of 100, Very strong$835.2M25.4%0.00%vs