Side-by-side · Q2 2026 data
Linden NJ Police & Firemen Federal Credit Union vs Picatinny Federal Credit Union
Credit union
Linden NJ Police & Firemen Federal Credit Union
Linden, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Linden NJ Police & Firemen Federal Credit Union | Picatinny Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 80 (stronger) | 77 |
| Earnings | 54 (stronger) | 40 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 80th | 34th |
| Total assets | $6.9M | $459.1M |
| Deposits / shares | $4.6M | $401.8M |
| Capital ratio | 32.21% (stronger) | 9.42% |
| Problem loans | 0.60% (stronger) | 0.70% |
| Net charge-offs | -0.52% (stronger) | 0.20% |
| Return on assets | 0.84% (stronger) | 0.50% |
| Loans ÷ deposits | 16.7% (stronger) | 60.0% |
| Uninsured deposits | 0.5% (stronger) | 10.3% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.8% |
Linden NJ Police & Firemen Federal Credit Union has the higher TellerScore (86 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Linden NJ Police & Firemen Federal Credit Union leads on 7 and Picatinny Federal Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.