Side-by-side · Q2 2026 data
Lineage Bank vs P.I.A.S. Credit Union
Metric by metric
| Measure | Lineage Bank | P.I.A.S. Credit Union |
|---|---|---|
| TellerScore | 67 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 61 | 100 (stronger) |
| Earnings | 0 | 35 (stronger) |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 34th | 83rd |
| Total assets | $197.7M | $4.2M |
| Deposits / shares | $170.6M | $3.5M |
| Capital ratio | 15.18% | 17.42% (stronger) |
| Problem loans | 1.18% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | -5.11% | 0.37% (stronger) |
| Loans ÷ deposits | 71.9% | 59.6% (stronger) |
| Uninsured deposits | 20.0% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | — |
P.I.A.S. Credit Union has the higher TellerScore (87 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Lineage Bank leads on 0 and P.I.A.S. Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.