Side-by-side · Q2 2026 data
Linkage Credit Union vs Southern Star Credit Union
Metric by metric
| Measure | Linkage Credit Union | Southern Star Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 82 |
| Loan quality | 58 (stronger) | 38 |
| Earnings | 23 (stronger) | 0 |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 92 (stronger) | 75 |
| Peer percentile | 47th | 17th |
| Total assets | $18.2M | $17.7M |
| Deposits / shares | $14.9M | $15.5M |
| Capital ratio | 17.92% (stronger) | 13.24% |
| Problem loans | 1.27% (stronger) | 1.87% |
| Net charge-offs | 0.46% | 0.31% (stronger) |
| Return on assets | 0.07% (stronger) | -0.82% |
| Loans ÷ deposits | 64.6% | 55.5% (stronger) |
| Uninsured deposits | 1.6% (stronger) | 4.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Linkage Credit Union has the higher TellerScore (73 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Linkage Credit Union leads on 5 and Southern Star Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.