TellerScore

Side-by-side · Q2 2026 data

Linxus Credit Union vs First Community CU of Beloit Credit Union

Credit union

Linxus Credit Union

Machesney Park, Illinois · Under $100 million in assets

91of 100
Very strong

Credit union

First Community CU of Beloit Credit Union

Beloit, Wisconsin · $100 million – $1 billion

63of 100
Moderate

Metric by metric

MeasureLinxus Credit UnionFirst Community CU of Beloit Credit Union
TellerScore91 (stronger)63
Capital cushion100 (stronger)57
Loan quality99 (stronger)74
Earnings5657 (stronger)
Funding & liquidity100 (stronger)52
Problem-loan coverage100 (stronger)86
Peer percentile90th29th
Total assets$17.5M$410.2M
Deposits / shares$14.6M$348.1M
Capital ratio16.17% (stronger)10.69%
Problem loans0.02% (stronger)0.77%
Net charge-offs-0.04% (stronger)0.30%
Return on assets0.90%0.93% (stronger)
Loans ÷ deposits41.6% (stronger)107.3%
Uninsured deposits0.3% (stronger)16.0%
Offices19
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Linxus Credit Union has the higher TellerScore (91 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Linxus Credit Union leads on 6 and First Community CU of Beloit Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions