Side-by-side · Q2 2026 data
Lion'S Share Federal Credit Union vs Telco Credit Union
Credit union
Lion'S Share Federal Credit Union
Salisbury, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Lion'S Share Federal Credit Union | Telco Credit Union |
|---|---|---|
| TellerScore | 32 | 35 (stronger) |
| Capital cushion | 0 | 75 (stronger) |
| Loan quality | 58 (stronger) | 0 |
| Earnings | 13 (stronger) | 0 |
| Funding & liquidity | 75 (stronger) | 69 |
| Problem-loan coverage | 32 (stronger) | 22 |
| Peer percentile | 1st | 2nd |
| Total assets | $64.7M | $51.3M |
| Deposits / shares | $62.2M | $44.7M |
| Capital ratio | 3.23% | 12.54% (stronger) |
| Problem loans | 1.26% (stronger) | 6.00% |
| Net charge-offs | 2.04% | 1.92% (stronger) |
| Return on assets | -0.17% (stronger) | -0.77% |
| Loans ÷ deposits | 85.6% (stronger) | 90.9% |
| Uninsured deposits | 11.4% | 6.8% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Telco Credit Union has the higher TellerScore (35 vs 32). On the 7 directional measures above (where higher or lower is clearly better), Lion'S Share Federal Credit Union leads on 3 and Telco Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.