Side-by-side · Q2 2026 data
Lithium Federal Credit Union vs Greensboro Postal Credit Union
Credit union
Lithium Federal Credit Union
Bessemer City, North Carolina · Under $100 million in assets
Credit union
Greensboro Postal Credit Union
Greensboro, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Lithium Federal Credit Union | Greensboro Postal Credit Union |
|---|---|---|
| TellerScore | 53 | 53 |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 17 (stronger) | 0 |
| Earnings | 26 (stronger) | 19 |
| Funding & liquidity | 68 | 73 (stronger) |
| Problem-loan coverage | 72 | 81 (stronger) |
| Peer percentile | 12th | 12th |
| Total assets | $16.2M | $15.6M |
| Deposits / shares | $13.9M | $10.2M |
| Capital ratio | 13.76% | 34.29% (stronger) |
| Problem loans | 2.48% (stronger) | 5.89% |
| Net charge-offs | 0.57% | 0.24% (stronger) |
| Return on assets | 0.16% (stronger) | -0.02% |
| Loans ÷ deposits | 91.9% | 86.8% (stronger) |
| Uninsured deposits | 4.7% | 2.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Lithium Federal Credit Union leads on 2 and Greensboro Postal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.