TellerScore

Greensboro Postal Credit Union is a federally insured state-chartered credit union headquartered in Greensboro, North Carolina, in business for about 98 years. At the end of Q2 2026 it reported $15.6M in total assets and $10.2M in member shares and deposits, with 3 offices across 2 states.

Based on its Q2 2026 filing, Greensboro Postal Credit Union scores 53/100, which we describe as below average. That is higher than only 12% of 2,479 credit unions with under $100 million in assets. Among 57 credit unions headquartered in North Carolina, it ranks 49th. Its strongest component is capital cushion (100/100; 34.29%), and its lowest is loan quality (0/100; 5.89%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 34.29%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 5.89%
Earnings19/100
Return on assets (annualized): -0.02%
Funding & liquidity73/100
Loans ÷ shares: 86.8% · 2.0% uninsured
Problem-loan coverage81/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 9.70%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (57 → 53), mostly because the funding & liquidity component weakened by 13 points.

TellerScore
536067Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202460
Q4 202467
Q1 202565
Q2 202557
Q3 202555
Q4 202556
Q1 202655
Q2 202653
Net worth ratio
7.00%20.64%34.29%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202430.94%
Q3 202430.80%
Q4 202431.36%
Q1 202530.76%
Q2 202531.32%
Q3 202532.28%
Q4 202532.76%
Q1 202633.62%
Q2 202634.29%
Delinquent loans (60+ days)
1.96%3.92%5.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.28%
Q3 20242.80%
Q4 20241.96%
Q1 20252.05%
Q2 20252.95%
Q3 20254.49%
Q4 20253.01%
Q1 20263.55%
Q2 20265.89%
Return on assets
-0.02%0.14%0.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.30%
Q3 20240.28%
Q4 20240.21%
Q1 20250.06%
Q2 20250.03%
Q3 20250.04%
Q4 20250.17%
Q1 20260.12%
Q2 2026-0.02%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202653$15.6M34.29%5.89%-0.02%86.8%
Q1 202655$16.0M33.62%3.55%0.12%83.6%
Q4 202556$16.4M32.76%3.01%0.17%81.0%
Q3 202555$16.6M32.28%4.49%0.04%79.6%
Q2 202557$17.2M31.32%2.95%0.03%74.6%
Q1 202565$17.5M30.76%2.05%0.06%71.1%
Q4 202467$17.2M31.36%1.96%0.21%73.7%
Q3 202460$17.5M30.80%2.80%0.28%74.9%
Q2 202464$17.4M30.94%2.28%0.30%76.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio34.29%
96th
Problem loans5.89%
5th
Net charge-offs0.24%
44th
Return on assets-0.02%
19th
Loans to deposits86.8%
12th
Uninsured deposits2.0%
44th
Loan-loss reserves0.00%
37th
Texas ratio9.7%
14th

Similar-size credit unions in North Carolina

InstitutionScoreAssetsCapitalProblem loansCompare
Tcp Credit UnionCredit union Rural Hall, NC73 out of 100, Strong$15.9M17.0%1.23%vs
Lithium Federal Credit UnionCredit union Bessemer City, NC53 out of 100, Below average$16.2M13.8%2.48%vs
Greater Kinston Credit UnionCredit union Kinston, NC57 out of 100, Moderate$14.3M12.4%1.28%vs
Internal Revenue Employees Federal Credit UnionCredit union Greensboro, NC80 out of 100, Strong$12.2M29.4%0.75%vs
North Carolina Press Association Federal Credit UnionCredit union Raleigh, NC75 out of 100, Strong$12.0M18.8%2.76%vs
Guco Credit UnionCredit union Greenville, NC81 out of 100, Strong$10.2M17.8%0.13%vs

Deposit insurance

Is my money safe at Greensboro Postal Credit Union?

Yes. Greensboro Postal Credit Union is a federally insured credit union (NCUA charter #63445). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.0% of shares and deposits ($208K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 34.29%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Greensboro Postal Credit Union lists 3 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Greensboro Postal Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63445
RSSD ID
638690
Primary regulator
State + NCUA
Established
1928
Headquarters
3701 W Wendover Ave, Greensboro, NC 27495
Employees
6

Quick answers

Greensboro Postal Credit Union: common questions

Is Greensboro Postal Credit Union NCUA insured?

Yes. Greensboro Postal Credit Union is a federally insured credit union (NCUA charter #63445). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Greensboro Postal Credit Union's TellerScore?

53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Greensboro Postal Credit Union have?

3 offices as of the latest NCUA data, in 2 states.