Side-by-side · Q2 2026 data
Livingston Parish Federal Credit Union vs Vermilion Employees Credit Union
Credit union
Livingston Parish Federal Credit Union
Denham Springs, Louisiana · Under $100 million in assets
Credit union
Vermilion Employees Credit Union
Abbeville, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Livingston Parish Federal Credit Union | Vermilion Employees Credit Union |
|---|---|---|
| TellerScore | 59 | 61 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 6 (stronger) |
| Earnings | 28 | 47 (stronger) |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 81 (stronger) | 78 |
| Peer percentile | 20th | 23rd |
| Total assets | $11.9M | $14.6M |
| Deposits / shares | $9.3M | $12.2M |
| Capital ratio | 19.99% (stronger) | 15.56% |
| Problem loans | 4.89% | 2.81% (stronger) |
| Net charge-offs | -0.20% (stronger) | 1.07% |
| Return on assets | 0.20% | 0.67% (stronger) |
| Loans ÷ deposits | 48.3% (stronger) | 76.0% |
| Uninsured deposits | 2.3% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vermilion Employees Credit Union has the higher TellerScore (61 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Livingston Parish Federal Credit Union leads on 3 and Vermilion Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.