Side-by-side · Q2 2026 data
Lm Federal Credit Union vs Johns Hopkins Federal Credit Union
Metric by metric
| Measure | Lm Federal Credit Union | Johns Hopkins Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 76 |
| Capital cushion | 74 | 77 (stronger) |
| Loan quality | 95 (stronger) | 78 |
| Earnings | 76 (stronger) | 46 |
| Funding & liquidity | 80 | 98 (stronger) |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 72nd | 68th |
| Total assets | $60.3M | $637.3M |
| Deposits / shares | $52.5M | $547.1M |
| Capital ratio | 12.40% | 12.70% (stronger) |
| Problem loans | 0.14% (stronger) | 0.65% |
| Net charge-offs | 0.07% (stronger) | 0.34% |
| Return on assets | 1.41% (stronger) | 0.65% |
| Loans ÷ deposits | 80.4% | 62.5% (stronger) |
| Uninsured deposits | 6.7% (stronger) | 6.8% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 36.9% |
Lm Federal Credit Union has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Lm Federal Credit Union leads on 5 and Johns Hopkins Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.