Side-by-side · Q2 2026 data
Lm Federal Credit Union vs Tower Federal Credit Union
Metric by metric
| Measure | Lm Federal Credit Union | Tower Federal Credit Union |
|---|---|---|
| TellerScore | 83 | 83 |
| Capital cushion | 74 | 93 (stronger) |
| Loan quality | 95 (stronger) | 87 |
| Earnings | 76 (stronger) | 66 |
| Funding & liquidity | 80 (stronger) | 72 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 72nd | 92nd |
| Total assets | $60.3M | $5.0B |
| Deposits / shares | $52.5M | $4.3B |
| Capital ratio | 12.40% | 14.31% (stronger) |
| Problem loans | 0.14% (stronger) | 0.39% |
| Net charge-offs | 0.07% (stronger) | 0.26% |
| Return on assets | 1.41% (stronger) | 1.16% |
| Loans ÷ deposits | 80.4% (stronger) | 88.0% |
| Uninsured deposits | 6.7% (stronger) | 13.2% |
| Offices | 3 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 30.4% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Lm Federal Credit Union leads on 5 and Tower Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.