Side-by-side · Q2 2026 data
LNB Community Bank vs First State Bank of Porter
Metric by metric
| Measure | LNB Community Bank | First State Bank of Porter |
|---|---|---|
| TellerScore | 69 | 90 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 86 (stronger) | 54 |
| Funding & liquidity | 42 | 96 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 40th | 95th |
| Total assets | $181.0M | $162.3M |
| Deposits / shares | $161.3M | $138.2M |
| Capital ratio | 9.36% | 16.80% (stronger) |
| Problem loans | 0.23% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 1.64% (stronger) | 0.85% |
| Loans ÷ deposits | 85.4% | 54.2% (stronger) |
| Uninsured deposits | 44.6% | 19.0% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | 13.3% |
First State Bank of Porter has the higher TellerScore (90 vs 69). On the 7 directional measures above (where higher or lower is clearly better), LNB Community Bank leads on 1 and First State Bank of Porter on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.