Side-by-side · Q2 2026 data
Loc Credit Union vs Jolt Credit Union
Metric by metric
| Measure | Loc Credit Union | Jolt Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 69 |
| Capital cushion | 52 | 53 (stronger) |
| Loan quality | 88 (stronger) | 86 |
| Earnings | 60 (stronger) | 37 |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 63rd | 48th |
| Total assets | $485.0M | $483.8M |
| Deposits / shares | $434.2M | $415.3M |
| Capital ratio | 10.16% | 10.28% (stronger) |
| Problem loans | 0.36% (stronger) | 0.43% |
| Net charge-offs | 0.11% (stronger) | 0.45% |
| Return on assets | 1.00% (stronger) | 0.42% |
| Loans ÷ deposits | 57.3% (stronger) | 61.3% |
| Uninsured deposits | 4.9% | 3.2% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.0% | 24.6% |
Loc Credit Union has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Loc Credit Union leads on 5 and Jolt Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.