Side-by-side · Q2 2026 data
Loc Credit Union vs Wmcu Credit Union
Metric by metric
| Measure | Loc Credit Union | Wmcu Credit Union |
|---|---|---|
| TellerScore | 74 | 84 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 88 (stronger) | 69 |
| Earnings | 60 | 64 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 63rd | 86th |
| Total assets | $485.0M | $455.3M |
| Deposits / shares | $434.2M | $373.3M |
| Capital ratio | 10.16% | 17.32% (stronger) |
| Problem loans | 0.36% (stronger) | 0.92% |
| Net charge-offs | 0.11% (stronger) | 0.98% |
| Return on assets | 1.00% | 1.11% (stronger) |
| Loans ÷ deposits | 57.3% | 55.1% (stronger) |
| Uninsured deposits | 4.9% | 3.2% (stronger) |
| Offices | 4 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.0% | — |
Wmcu Credit Union has the higher TellerScore (84 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Loc Credit Union leads on 2 and Wmcu Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.