Side-by-side · Q2 2026 data
Local 355 Md Federal Credit Union vs 1897 Federal Credit Union
Credit union
Local 355 Md Federal Credit Union
Baltimore, Maryland · Under $100 million in assets
Metric by metric
| Measure | Local 355 Md Federal Credit Union | 1897 Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 84 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 0 | 21 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 13th | 75th |
| Total assets | $5.8M | $3.6M |
| Deposits / shares | $4.6M | $2.5M |
| Capital ratio | 19.43% | 29.46% (stronger) |
| Problem loans | 7.99% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -7.60% (stronger) |
| Return on assets | -1.36% | 0.03% (stronger) |
| Loans ÷ deposits | 8.7% (stronger) | 14.0% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1897 Federal Credit Union has the higher TellerScore (84 vs 54). On the 6 directional measures above (where higher or lower is clearly better), Local 355 Md Federal Credit Union leads on 1 and 1897 Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.