Local 355 Md Federal Credit Union is a federal credit union headquartered in Baltimore, Maryland, in business for about 64 years. At the end of Q2 2026 it reported $5.8M in total assets and $4.6M in member shares and deposits, with 2 offices across 2 states.
Local 355 Md Federal Credit Union has a TellerScore of 54 out of 100 (below average) based on Q2 2026 data — higher than only 13% of its 2,479 credit unions with under $100 million in assets. Among 60 credit unions headquartered in Maryland, it ranks 50th. Capital cushion contributes the most (100/100, 19.43%); earnings contributes the least (0/100, -1.36%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (54 → 54).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 55 |
| Q3 2024 | 54 |
| Q4 2024 | 55 |
| Q1 2025 | 54 |
| Q2 2025 | 54 |
| Q3 2025 | 64 |
| Q4 2025 | 66 |
| Q1 2026 | 55 |
| Q2 2026 | 54 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 19.07% |
| Q3 2024 | 19.28% |
| Q4 2024 | 19.22% |
| Q1 2025 | 18.67% |
| Q2 2025 | 19.46% |
| Q3 2025 | 20.24% |
| Q4 2025 | 19.41% |
| Q1 2026 | 19.83% |
| Q2 2026 | 19.43% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 5.45% |
| Q3 2024 | 7.85% |
| Q4 2024 | 7.41% |
| Q1 2025 | 7.16% |
| Q2 2025 | 9.23% |
| Q3 2025 | 9.20% |
| Q4 2025 | 13.68% |
| Q1 2026 | 13.65% |
| Q2 2026 | 7.99% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.40% |
| Q3 2024 | -0.45% |
| Q4 2024 | -0.38% |
| Q1 2025 | -3.23% |
| Q2 2025 | -0.66% |
| Q3 2025 | 0.80% |
| Q4 2025 | 1.02% |
| Q1 2026 | -0.40% |
| Q2 2026 | -1.36% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 54 | $5.8M | 19.43% | 7.99% | -1.36% | 8.7% |
| Q1 2026 | 55 | $5.8M | 19.83% | 13.65% | -0.40% | 10.1% |
| Q4 2025 | 66 | $5.7M | 19.41% | 13.68% | 1.02% | 12.5% |
| Q3 2025 | 64 | $5.6M | 20.24% | 9.20% | 0.80% | 13.5% |
| Q2 2025 | 54 | $5.6M | 19.46% | 9.23% | -0.66% | 14.6% |
| Q1 2025 | 54 | $5.6M | 18.67% | 7.16% | -3.23% | 14.5% |
| Q4 2024 | 55 | $5.7M | 19.22% | 7.41% | -0.38% | 16.0% |
| Q3 2024 | 54 | $5.7M | 19.28% | 7.85% | -0.45% | 17.6% |
| Q2 2024 | 55 | $5.8M | 19.07% | 5.45% | -0.40% | 18.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Maryland
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Masters, Mates & Pilots (Mm&p) Federal Credit UnionCredit union Linthicum, MD | 76 out of 100, Strong | $4.0M | 10.3% | 0.00% | vs |
| Mvp Postal and Printing Federal Credit UnionCredit union Gaithersburg, MD | 37 out of 100, Low | $3.7M | 9.6% | 3.90% | vs |
| Bee Federal Credit UnionCredit union Salisbury, MD | 58 out of 100, Moderate | $7.9M | 21.6% | 2.88% | vs |
| 1897 Federal Credit UnionCredit union Salisbury, MD | 84 out of 100, Strong | $3.6M | 29.5% | 0.00% | vs |
| Choptank Electric Coop Employ Federal Credit UnionCredit union Denton, MD | 66 out of 100, Moderate | $2.7M | 30.0% | 4.46% | vs |
| Korean Catholic Federal Credit UnionCredit union Olney, MD | 68 out of 100, Moderate | $1.7M | 11.1% | 0.00% | vs |
Deposit insurance
Is my money safe at Local 355 Md Federal Credit Union?
Yes. Local 355 Md Federal Credit Union is a federally insured credit union (NCUA charter #14815). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 19.43%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Local 355 Md Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:
- Baltimore, MD (1)
- Fairfax, VA (1)
Identity & history
Profile
- Legal name
- Local 355 Md Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 14815
- RSSD ID
- 841687
- Primary regulator
- NCUA
- Established
- 1962
- Headquarters
- 1030 S Dukeland St, Baltimore, MD 21223
- Employees
- 1
Quick answers
Local 355 Md Federal Credit Union: common questions
Is Local 355 Md Federal Credit Union NCUA insured?
Yes. Local 355 Md Federal Credit Union is a federally insured credit union (NCUA charter #14815). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Local 355 Md Federal Credit Union's TellerScore?
54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Local 355 Md Federal Credit Union have?
2 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Baltimore
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mt. Jezreel Federal Credit UnionCredit union Silver Spring, MD | 84 out of 100, Strong | $191K | 20.1% | 0.00% | vs |
| Tower Federal Credit UnionCredit union Laurel, MD | 83 out of 100, Strong | $5.0B | 14.3% | 0.39% | vs |
| Lm Federal Credit UnionCredit union Baltimore, MD | 83 out of 100, Strong | $60.3M | 12.4% | 0.14% | vs |
| BayVanguard BankBank Baltimore, MD | 80 out of 100, Strong | $868.7M | 17.1% | 0.48% | vs |
| Homewood Federal Savings BankBank Baltimore, MD | 80 out of 100, Strong | $67.3M | 26.1% | 0.00% | vs |
| Prince George'S Community Federal Credit UnionCredit union Bowie, MD | 80 out of 100, Strong | $337.0M | 13.5% | 0.84% | vs |