Side-by-side · Q2 2026 data
Local 50 Plumbers & Steamftrs Federal Credit Union vs Tlc Community Credit Union
Credit union
Local 50 Plumbers & Steamftrs Federal Credit Union
Northwood, Ohio · Under $100 million in assets
Metric by metric
| Measure | Local 50 Plumbers & Steamftrs Federal Credit Union | Tlc Community Credit Union |
|---|---|---|
| TellerScore | 80 | 90 (stronger) |
| Capital cushion | 100 (stronger) | 95 |
| Loan quality | 49 | 95 (stronger) |
| Earnings | 69 (stronger) | 66 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 65th | 95th |
| Total assets | $11.6M | $950.2M |
| Deposits / shares | $9.8M | $746.7M |
| Capital ratio | 15.38% (stronger) | 14.48% |
| Problem loans | 1.54% | 0.14% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.13% |
| Return on assets | 1.23% (stronger) | 1.15% |
| Loans ÷ deposits | 56.8% (stronger) | 60.5% |
| Uninsured deposits | 0.0% (stronger) | 6.3% |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.5% |
Tlc Community Credit Union has the higher TellerScore (90 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Local 50 Plumbers & Steamftrs Federal Credit Union leads on 5 and Tlc Community Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.