Side-by-side · Q2 2026 data
Local Bank vs Muskogee Federal Credit Union
Metric by metric
| Measure | Local Bank | Muskogee Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 87 (stronger) |
| Capital cushion | 64 | 78 (stronger) |
| Loan quality | 83 (stronger) | 81 |
| Earnings | 34 | 94 (stronger) |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 31st | 91st |
| Total assets | $463.1M | $112.0M |
| Deposits / shares | $382.6M | $98.9M |
| Capital ratio | 11.35% | 12.75% (stronger) |
| Problem loans | 0.52% (stronger) | 0.58% |
| Net charge-offs | 0.05% (stronger) | 0.13% |
| Return on assets | 0.34% | 1.84% (stronger) |
| Loans ÷ deposits | 91.0% | 37.9% (stronger) |
| Uninsured deposits | 14.4% | 0.9% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Muskogee Federal Credit Union has the higher TellerScore (87 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Local Bank leads on 2 and Muskogee Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.