Side-by-side · Q2 2026 data
Local Bank vs Ttcu Federal Credit Union
Metric by metric
| Measure | Local Bank | Ttcu Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 73 (stronger) |
| Capital cushion | 64 | 85 (stronger) |
| Loan quality | 83 (stronger) | 50 |
| Earnings | 34 | 56 (stronger) |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 93 (stronger) | 89 |
| Peer percentile | 31st | 70th |
| Total assets | $463.1M | $2.7B |
| Deposits / shares | $382.6M | $2.2B |
| Capital ratio | 11.35% | 13.45% (stronger) |
| Problem loans | 0.52% (stronger) | 1.49% |
| Net charge-offs | 0.05% (stronger) | 1.35% |
| Return on assets | 0.34% | 0.91% (stronger) |
| Loans ÷ deposits | 91.0% | 55.1% (stronger) |
| Uninsured deposits | 14.4% | 6.0% (stronger) |
| Offices | 6 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.1% |
Ttcu Federal Credit Union has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Local Bank leads on 2 and Ttcu Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.