Side-by-side · Q2 2026 data
Local Bank vs Brantley Bank and Trust Company
Metric by metric
| Measure | Local Bank | Brantley Bank and Trust Company |
|---|---|---|
| TellerScore | 58 (stronger) | 48 |
| Capital cushion | 93 (stronger) | 51 |
| Loan quality | 53 (stronger) | 15 |
| Earnings | 0 | 50 (stronger) |
| Funding & liquidity | 53 | 87 (stronger) |
| Problem-loan coverage | 84 (stronger) | 62 |
| Peer percentile | 16th | 6th |
| Total assets | $111.3M | $126.9M |
| Deposits / shares | $87.5M | $115.9M |
| Capital ratio | 14.29% (stronger) | 10.14% |
| Problem loans | 1.42% (stronger) | 2.55% |
| Net charge-offs | 0.41% | 0.34% (stronger) |
| Return on assets | -1.47% | 0.75% (stronger) |
| Loans ÷ deposits | 97.8% | 65.1% (stronger) |
| Uninsured deposits | 23.7% | 22.8% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.0% |
Local Bank has the higher TellerScore (58 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Local Bank leads on 3 and Brantley Bank and Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.