Side-by-side · Q2 2026 data
Locomotive & Control Employees Federal Credit Union vs Americo Federal Credit Union
Credit union
Locomotive & Control Employees Federal Credit Union
Erie, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Locomotive & Control Employees Federal Credit Union | Americo Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 79 |
| Loan quality | 76 (stronger) | 37 |
| Earnings | 83 (stronger) | 72 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 90th | 42nd |
| Total assets | $20.3M | $90.2M |
| Deposits / shares | $14.9M | $78.0M |
| Capital ratio | 26.10% (stronger) | 12.88% |
| Problem loans | 0.71% (stronger) | 1.88% |
| Net charge-offs | 0.18% (stronger) | 0.41% |
| Return on assets | 1.57% (stronger) | 1.29% |
| Loans ÷ deposits | 31.0% (stronger) | 38.1% |
| Uninsured deposits | 0.1% (stronger) | 2.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Locomotive & Control Employees Federal Credit Union has the higher TellerScore (91 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Locomotive & Control Employees Federal Credit Union leads on 7 and Americo Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.