Side-by-side · Q2 2026 data
Locomotive & Control Employees Federal Credit Union vs Widget Federal Credit Union
Credit union
Locomotive & Control Employees Federal Credit Union
Erie, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Locomotive & Control Employees Federal Credit Union | Widget Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 76 | 88 (stronger) |
| Earnings | 83 (stronger) | 47 |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 90th | 60th |
| Total assets | $20.3M | $480.3M |
| Deposits / shares | $14.9M | $428.1M |
| Capital ratio | 26.10% (stronger) | 10.71% |
| Problem loans | 0.71% | 0.36% (stronger) |
| Net charge-offs | 0.18% (stronger) | 0.30% |
| Return on assets | 1.57% (stronger) | 0.69% |
| Loans ÷ deposits | 31.0% (stronger) | 63.4% |
| Uninsured deposits | 0.1% (stronger) | 3.0% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 49.1% |
Locomotive & Control Employees Federal Credit Union has the higher TellerScore (91 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Locomotive & Control Employees Federal Credit Union leads on 6 and Widget Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.