Side-by-side · Q2 2026 data
Locus Bank, Inc. vs Dominion Energy Credit Union
Metric by metric
| Measure | Locus Bank, Inc. | Dominion Energy Credit Union |
|---|---|---|
| TellerScore | 79 | 84 (stronger) |
| Capital cushion | 100 (stronger) | 94 |
| Loan quality | 79 | 86 (stronger) |
| Earnings | 70 (stronger) | 49 |
| Funding & liquidity | 37 | 100 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 75th | 86th |
| Total assets | $359.4M | $336.4M |
| Deposits / shares | $259.3M | $278.4M |
| Capital ratio | 21.46% (stronger) | 14.35% |
| Problem loans | 0.62% | 0.43% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.40% |
| Return on assets | 1.26% (stronger) | 0.73% |
| Loans ÷ deposits | 113.2% | 59.3% (stronger) |
| Uninsured deposits | 26.8% | 3.6% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.6% |
Dominion Energy Credit Union has the higher TellerScore (84 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Locus Bank, Inc. leads on 3 and Dominion Energy Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.