Side-by-side · Q2 2026 data
Locus Bank, Inc. vs G E a Employees Federal Credit Union
Credit union
G E a Employees Federal Credit Union
Pearisburg, Virginia · Under $100 million in assets
Metric by metric
| Measure | Locus Bank, Inc. | G E a Employees Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 79 | 97 (stronger) |
| Earnings | 70 (stronger) | 62 |
| Funding & liquidity | 37 | 100 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 75th | 92nd |
| Total assets | $359.4M | $2.1M |
| Deposits / shares | $259.3M | $1.6M |
| Capital ratio | 21.46% | 24.14% (stronger) |
| Problem loans | 0.62% | 0.10% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.04% |
| Return on assets | 1.26% (stronger) | 1.05% |
| Loans ÷ deposits | 113.2% | 57.9% (stronger) |
| Uninsured deposits | 26.8% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
G E a Employees Federal Credit Union has the higher TellerScore (92 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Locus Bank, Inc. leads on 2 and G E a Employees Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.