TellerScore

G E a Employees Federal Credit Union (NCUA charter #17675) is based in Pearisburg, Virginia. Its Q2 2026 call report shows $2.1M in total assets and $1.6M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, G E a Employees Federal Credit Union scores 92/100, which we describe as very strong. That is higher than 92% of 2,479 credit unions with under $100 million in assets. Among 95 credit unions headquartered in Virginia, it ranks 6th. Its strongest component is capital cushion (100/100; 24.14%), and its lowest is earnings (62/100; 1.05%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 24.14%
Loan quality97/100
Loans 60+ days delinquent ÷ total loans: 0.10%
Earnings62/100
Return on assets (annualized): 1.05%
Funding & liquidity100/100
Loans ÷ shares: 57.9% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.18%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (94 → 92), mostly because the earnings component weakened by 11 points.

TellerScore
869399Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202493
Q3 202493
Q4 202486
Q1 202599
Q2 202594
Q3 202592
Q4 202588
Q1 202696
Q2 202692
Net worth ratio
7.00%15.85%24.70%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202424.70%
Q3 202424.10%
Q4 202423.44%
Q1 202524.09%
Q2 202524.56%
Q3 202523.91%
Q4 202523.73%
Q1 202623.98%
Q2 202624.14%
Delinquent loans (60+ days)
0.00%0.05%0.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.04%
Q1 20250.03%
Q2 20250.03%
Q3 20250.03%
Q4 20250.02%
Q1 20260.02%
Q2 20260.10%
Return on assets
0.35%1.12%1.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.24%
Q3 20241.15%
Q4 20240.35%
Q1 20251.89%
Q2 20251.32%
Q3 20251.04%
Q4 20250.58%
Q1 20261.52%
Q2 20261.05%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202692$2.1M24.14%0.10%1.05%57.9%
Q1 202696$2.1M23.98%0.02%1.52%54.4%
Q4 202588$2.0M23.73%0.02%0.58%58.4%
Q3 202592$2.1M23.91%0.03%1.04%60.7%
Q2 202594$2.0M24.56%0.03%1.32%59.5%
Q1 202599$2.0M24.09%0.03%1.89%63.7%
Q4 202486$2.0M23.44%0.04%0.35%66.9%
Q3 202493$2.0M24.10%0.00%1.15%64.7%
Q2 202493$1.9M24.70%0.00%1.24%69.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio24.14%
87th
Problem loans0.10%
80th
Net charge-offs0.04%
64th
Return on assets1.05%
70th
Loans to deposits57.9%
51st
Uninsured deposits0.0%
81st
Loan-loss reserves2.19%
91st
Texas ratio0.2%
82nd

Similar-size credit unions in Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Glamorgan Employees Federal Credit UnionCredit union Lynchburg, VA50 out of 100, Below average$2.0M23.0%17.09%vs
Ibew Local Union 80 Federal Credit UnionCredit union Norfolk, VA84 out of 100, Strong$1.8M13.3%0.57%vs
Planters Federal Credit UnionCredit union Suffolk, VA57 out of 100, Moderate$2.4M21.7%12.10%vs
High Street Baptist Church Federal Credit UnionCredit union Roanoke, VA92 out of 100, Very strong$2.5M14.7%0.00%vs
Inland Motor Employees Federal Credit UnionCredit union Radford, VA70 out of 100, Strong$1.5M30.8%1.58%vs
First Baptist Church of Vienna (Va) Federal Credit UnionCredit union Vienna, VA85 out of 100, Very strong$1.1M14.4%0.00%vs

Deposit insurance

Is my money safe at G E a Employees Federal Credit Union?

Yes. G E a Employees Federal Credit Union is a federally insured credit union (NCUA charter #17675). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 24.14%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

G E a Employees Federal Credit Union lists 1 office in 1 city. Most locations:

  • Pearisburg, VA (1)

All branch addresses and map

Identity & history

Profile

Legal name
G E a Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
17675
RSSD ID
890498
Primary regulator
NCUA
Established
1966
Headquarters
PO Box 386, Pearisburg, VA 24134

Quick answers

G E a Employees Federal Credit Union: common questions

Is G E a Employees Federal Credit Union NCUA insured?

Yes. G E a Employees Federal Credit Union is a federally insured credit union (NCUA charter #17675). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is G E a Employees Federal Credit Union's TellerScore?

92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does G E a Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Pearisburg

InstitutionScoreAssetsCapitalProblem loansCompare
Celco Community Federal Credit UnionCredit union Narrows, VA85 out of 100, Very strong$143.9M20.9%1.33%vs
Locus Bank, Inc.Bank Richmond, VA79 out of 100, Strong$359.4M21.5%0.62%vs
City National Bank of West VirginiaBank Charleston, WV78 out of 100, Strong$6.8B9.6%0.22%vs
The First National Bank of PeterstownBank Peterstown, WV77 out of 100, Strong$84.9M13.9%1.47%vs
Carter Bank & TrustBank Martinsville, VA76 out of 100, Strong$4.8B11.7%1.01%vs
New Peoples Bank, Inc.Bank Honaker, VA76 out of 100, Strong$942.5M11.2%0.45%vs