Side-by-side · Q2 2026 data
Lone Star Bank vs The Community Bank
Metric by metric
| Measure | Lone Star Bank | The Community Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 62 |
| Capital cushion | 77 (stronger) | 56 |
| Loan quality | 90 (stronger) | 45 |
| Earnings | 67 (stronger) | 65 |
| Funding & liquidity | 53 | 85 (stronger) |
| Problem-loan coverage | 96 (stronger) | 80 |
| Peer percentile | 68th | 22nd |
| Total assets | $202.3M | $211.8M |
| Deposits / shares | $176.0M | $191.8M |
| Capital ratio | 12.65% (stronger) | 10.55% |
| Problem loans | 0.29% (stronger) | 1.64% |
| Net charge-offs | -0.00% (stronger) | 0.45% |
| Return on assets | 1.19% (stronger) | 1.12% |
| Loans ÷ deposits | 98.9% | 61.9% (stronger) |
| Uninsured deposits | 22.4% (stronger) | 26.8% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lone Star Bank has the higher TellerScore (77 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Lone Star Bank leads on 6 and The Community Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.