The Community Bank (FDIC certificate #58517) is based in Bridgeport, Texas. Its Q2 2026 call report shows $211.8M in total assets and $191.8M in deposits and 2 offices.
Based on its Q2 2026 filing, The Community Bank scores 62/100, which we describe as moderate. That is higher than only 22% of 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 283rd. Its strongest component is funding & liquidity (85/100; 62% loans-to-deposits, 27% uninsured), and its lowest is loan quality (45/100; 1.64%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 17 points (79 → 62), mostly because the loan quality component weakened by 50 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 76 |
| Q4 2024 | 77 |
| Q1 2025 | 77 |
| Q2 2025 | 79 |
| Q3 2025 | 78 |
| Q4 2025 | 78 |
| Q1 2026 | 60 |
| Q2 2026 | 62 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.91% |
| Q3 2024 | 10.34% |
| Q4 2024 | 10.84% |
| Q1 2025 | 10.69% |
| Q2 2025 | 10.96% |
| Q3 2025 | 10.89% |
| Q4 2025 | 10.76% |
| Q1 2026 | 10.68% |
| Q2 2026 | 10.55% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.20% |
| Q3 2024 | 0.18% |
| Q4 2024 | 0.16% |
| Q1 2025 | 0.27% |
| Q2 2025 | 0.14% |
| Q3 2025 | 0.14% |
| Q4 2025 | 0.15% |
| Q1 2026 | 1.77% |
| Q2 2026 | 1.64% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.35% |
| Q3 2024 | 1.35% |
| Q4 2024 | 1.36% |
| Q1 2025 | 1.52% |
| Q2 2025 | 1.49% |
| Q3 2025 | 1.42% |
| Q4 2025 | 1.39% |
| Q1 2026 | 1.09% |
| Q2 2026 | 1.12% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $211.8M | 10.55% | 1.64% | 1.12% | 61.9% |
| Q1 2026 | 60 | $200.1M | 10.68% | 1.77% | 1.09% | 64.0% |
| Q4 2025 | 78 | $198.0M | 10.76% | 0.15% | 1.39% | 64.6% |
| Q3 2025 | 78 | $191.7M | 10.89% | 0.14% | 1.42% | 68.4% |
| Q2 2025 | 79 | $180.8M | 10.96% | 0.14% | 1.49% | 70.3% |
| Q1 2025 | 77 | $178.3M | 10.69% | 0.27% | 1.52% | 69.0% |
| Q4 2024 | 77 | $169.2M | 10.84% | 0.16% | 1.36% | 74.1% |
| Q3 2024 | 76 | $175.0M | 10.34% | 0.18% | 1.35% | 67.0% |
| Q2 2024 | 74 | $168.5M | 9.91% | 0.20% | 1.35% | 71.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First State Bank of OdemBank Odem, TX | 95 out of 100, Very strong | $212.6M | 14.4% | 0.00% | vs |
| The Perryton National BankBank Perryton, TX | 88 out of 100, Very strong | $212.7M | 16.4% | 0.36% | vs |
| First Texas National BankBank Floydada, TX | 76 out of 100, Strong | $216.9M | 9.7% | 0.00% | vs |
| First National Bank of Lake JacksonBank Lake Jackson, TX | 69 out of 100, Moderate | $218.4M | 11.7% | 0.00% | vs |
| BOC BankBank Mclean, TX | 81 out of 100, Strong | $203.4M | 12.4% | 0.00% | vs |
| Lone Star BankBank Houston, TX | 77 out of 100, Strong | $202.3M | 12.7% | 0.29% | vs |
Deposit insurance
Is my money safe at The Community Bank?
Yes. The Community Bank is an FDIC-insured institution (FDIC certificate #58517). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 26.8% of deposits ($51.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.55%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
The Community Bank lists 2 offices in 2 cities. Most locations:
- Bridgeport, TX (1)
- Springtown, TX (1)
Identity & history
Profile
- Legal name
- The Community Bank
- Type
- State-chartered bank
- FDIC certificate #
- 58517
- RSSD ID
- 3479018
- Primary regulator
- FDIC
- Holding company
- Community Bancshares Inc
- Established
- June 6, 2007
- Headquarters
- 507 Us Highway 380, Bridgeport, TX 76426
- Website
- www.onlinewithtcb.com
- Employees
- 35
Quick answers
The Community Bank: common questions
Is The Community Bank FDIC insured?
Yes. The Community Bank is an FDIC-insured institution (FDIC certificate #58517). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Community Bank's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Community Bank ever failed?
There is no failure record for FDIC certificate #58517 in the FDIC failed bank list.
How many branches does The Community Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Bridgeport
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Datcu Credit UnionCredit union Denton, TX | 89 out of 100, Very strong | $1.8B | 17.2% | 0.13% | vs |
| Legend Bank, N.A.Bank Bowie, TX | 82 out of 100, Strong | $1.3B | 10.4% | 0.12% | vs |
| TexasBankBank Fort Worth, TX | 80 out of 100, Strong | $2.5B | 12.9% | 0.41% | vs |
| First Financial BankBank Abilene, TX | 76 out of 100, Strong | $15.2B | 11.6% | 0.77% | vs |
| Pinnacle BankBank Fort Worth, TX | 75 out of 100, Strong | $2.7B | 10.9% | 0.13% | vs |
| My Credit UnionCredit union Haslet, TX | 74 out of 100, Strong | $58.2M | 12.8% | 1.02% | vs |