Side-by-side · Q2 2026 data
Lone Star National Bank vs Falcon International Bank
Metric by metric
| Measure | Lone Star National Bank | Falcon International Bank |
|---|---|---|
| TellerScore | 72 | 85 (stronger) |
| Capital cushion | 79 | 84 (stronger) |
| Loan quality | 65 | 100 (stronger) |
| Earnings | 78 | 81 (stronger) |
| Funding & liquidity | 51 | 60 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 66th | 97th |
| Total assets | $3.3B | $2.2B |
| Deposits / shares | $2.9B | $2.0B |
| Capital ratio | 12.87% | 13.44% (stronger) |
| Problem loans | 1.06% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.02% (stronger) |
| Return on assets | 1.44% | 1.53% (stronger) |
| Loans ÷ deposits | 60.7% (stronger) | 73.7% |
| Uninsured deposits | 58.8% | 39.4% (stronger) |
| Offices | 36 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.3% | 23.7% |
Falcon International Bank has the higher TellerScore (85 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Lone Star National Bank leads on 1 and Falcon International Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.