Side-by-side · Q2 2026 data
Lone Star National Bank vs Monet Bank
Metric by metric
| Measure | Lone Star National Bank | Monet Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 65 |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 65 (stronger) | 0 |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 51 (stronger) | 50 |
| Problem-loan coverage | 91 (stronger) | 76 |
| Peer percentile | 66th | 36th |
| Total assets | $3.3B | $3.2B |
| Deposits / shares | $2.9B | $913.0M |
| Capital ratio | 12.87% | 31.69% (stronger) |
| Problem loans | 1.06% (stronger) | 25.76% |
| Net charge-offs | 0.02% | -4.61% (stronger) |
| Return on assets | 1.44% | 4.06% (stronger) |
| Loans ÷ deposits | 60.7% | 49.0% (stronger) |
| Uninsured deposits | 58.8% (stronger) | 80.2% |
| Offices | 36 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.3% | — |
Lone Star National Bank has the higher TellerScore (72 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Lone Star National Bank leads on 3 and Monet Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.