Side-by-side · Q2 2026 data
Lone Star National Bank vs Texas Community Bank
Metric by metric
| Measure | Lone Star National Bank | Texas Community Bank |
|---|---|---|
| TellerScore | 72 | 84 (stronger) |
| Capital cushion | 79 (stronger) | 78 |
| Loan quality | 65 | 93 (stronger) |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 51 (stronger) | 50 |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 66th | 95th |
| Total assets | $3.3B | $2.2B |
| Deposits / shares | $2.9B | $1.9B |
| Capital ratio | 12.87% (stronger) | 12.78% |
| Problem loans | 1.06% | 0.20% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.05% |
| Return on assets | 1.44% | 2.03% (stronger) |
| Loans ÷ deposits | 60.7% | 58.6% (stronger) |
| Uninsured deposits | 58.8% (stronger) | 63.9% |
| Offices | 36 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.3% | 7.9% |
Texas Community Bank has the higher TellerScore (84 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Lone Star National Bank leads on 3 and Texas Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.