Side-by-side · Q2 2026 data
Lone Star National Bank vs WestStar Bank
Metric by metric
| Measure | Lone Star National Bank | WestStar Bank |
|---|---|---|
| TellerScore | 72 | 80 (stronger) |
| Capital cushion | 79 (stronger) | 73 |
| Loan quality | 65 | 100 (stronger) |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 51 (stronger) | 23 |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 66th | 90th |
| Total assets | $3.3B | $3.3B |
| Deposits / shares | $2.9B | $2.8B |
| Capital ratio | 12.87% (stronger) | 12.27% |
| Problem loans | 1.06% | 0.00% (stronger) |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.44% | 2.29% (stronger) |
| Loans ÷ deposits | 60.7% (stronger) | 87.7% |
| Uninsured deposits | 58.8% (stronger) | 61.0% |
| Offices | 36 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.3% | — |
WestStar Bank has the higher TellerScore (80 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Lone Star National Bank leads on 3 and WestStar Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.