Side-by-side · Q2 2026 data
Long Island Alliance Federal Credit Union vs N C P D Federal Credit Union
Credit union
Long Island Alliance Federal Credit Union
Hauppauge, New York · Under $100 million in assets
Metric by metric
| Measure | Long Island Alliance Federal Credit Union | N C P D Federal Credit Union |
|---|---|---|
| TellerScore | 87 | 87 |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 89 | 90 (stronger) |
| Earnings | 63 (stronger) | 50 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 83rd | 91st |
| Total assets | $16.5M | $908.8M |
| Deposits / shares | $14.1M | $747.9M |
| Capital ratio | 14.08% | 16.58% (stronger) |
| Problem loans | 0.32% | 0.29% (stronger) |
| Net charge-offs | -0.57% (stronger) | 0.09% |
| Return on assets | 1.08% (stronger) | 0.74% |
| Loans ÷ deposits | 17.9% (stronger) | 44.3% |
| Uninsured deposits | 4.5% (stronger) | 15.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.4% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Long Island Alliance Federal Credit Union leads on 4 and N C P D Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.