TellerScore

Long Island Alliance Federal Credit Union (NCUA charter #2782) is based in Hauppauge, New York. Its Q2 2026 call report shows $16.5M in total assets and $14.1M in member shares and deposits and 1 office.

Long Island Alliance Federal Credit Union has a TellerScore of 87 out of 100 (very strong) based on Q2 2026 data — higher than 83% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 39th. Funding & liquidity contributes the most (100/100, 18% loans-to-deposits, 4% uninsured); earnings contributes the least (63/100, 1.08%).

TellerScore · Q2 2026

Scorecard

Capital cushion91/100
Net worth ratio: 14.08%
Loan quality89/100
Loans 60+ days delinquent ÷ total loans: 0.32%
Earnings63/100
Return on assets (annualized): 1.08%
Funding & liquidity100/100
Loans ÷ shares: 17.9% · 4.5% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.34%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (87 → 87).

TellerScore
808895Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202482
Q3 202480
Q4 202488
Q1 202590
Q2 202587
Q3 202590
Q4 202595
Q1 202693
Q2 202687
Net worth ratio
7.00%10.66%14.31%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.10%
Q3 202411.55%
Q4 202412.25%
Q1 202512.25%
Q2 202512.68%
Q3 202513.88%
Q4 202513.93%
Q1 202614.31%
Q2 202614.08%
Delinquent loans (60+ days)
0.00%0.35%0.71%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.71%
Q4 20240.00%
Q1 20250.01%
Q2 20250.52%
Q3 20250.66%
Q4 20250.00%
Q1 20260.00%
Q2 20260.32%
Return on assets
1.08%1.49%1.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.26%
Q3 20241.57%
Q4 20241.50%
Q1 20251.77%
Q2 20251.73%
Q3 20251.91%
Q4 20251.73%
Q1 20261.33%
Q2 20261.08%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202687$16.5M14.08%0.32%1.08%17.9%
Q1 202693$16.0M14.31%0.00%1.33%18.8%
Q4 202595$16.1M13.93%0.00%1.73%19.6%
Q3 202590$15.7M13.88%0.66%1.91%20.7%
Q2 202587$16.6M12.68%0.52%1.73%20.2%
Q1 202590$16.6M12.25%0.01%1.77%20.0%
Q4 202488$16.0M12.25%0.00%1.50%21.0%
Q3 202480$16.6M11.55%0.71%1.57%19.0%
Q2 202482$16.4M11.10%0.00%1.26%19.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.08%
48th
Problem loans0.32%
67th
Net charge-offs-0.57%
98th
Return on assets1.08%
71st
Loans to deposits17.9%
96th
Uninsured deposits4.5%
24th
Loan-loss reserves0.00%
37th
Texas ratio0.3%
78th

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Deposit insurance

Is my money safe at Long Island Alliance Federal Credit Union?

Yes. Long Island Alliance Federal Credit Union is a federally insured credit union (NCUA charter #2782). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.5% of shares and deposits ($630K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.08%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Long Island Alliance Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Long Island Alliance Federal Credit Union
Type
Federal credit union
NCUA charter #
2782
RSSD ID
825771
Primary regulator
NCUA
Established
1938
Headquarters
250 Veterans Memorial Highway, Hauppauge, NY 11788
Employees
4

Quick answers

Long Island Alliance Federal Credit Union: common questions

Is Long Island Alliance Federal Credit Union NCUA insured?

Yes. Long Island Alliance Federal Credit Union is a federally insured credit union (NCUA charter #2782). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Long Island Alliance Federal Credit Union's TellerScore?

87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Long Island Alliance Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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