Side-by-side · Q2 2026 data
Long Island Alliance Federal Credit Union vs People'S Alliance Federal Credit Union
Credit union
Long Island Alliance Federal Credit Union
Hauppauge, New York · Under $100 million in assets
Credit union
People'S Alliance Federal Credit Union
Hauppauge, New York · $100 million – $1 billion
Metric by metric
| Measure | Long Island Alliance Federal Credit Union | People'S Alliance Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 67 |
| Capital cushion | 91 (stronger) | 61 |
| Loan quality | 89 (stronger) | 81 |
| Earnings | 63 (stronger) | 38 |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 83rd | 41st |
| Total assets | $16.5M | $322.2M |
| Deposits / shares | $14.1M | $282.5M |
| Capital ratio | 14.08% (stronger) | 11.13% |
| Problem loans | 0.32% (stronger) | 0.58% |
| Net charge-offs | -0.57% (stronger) | 0.66% |
| Return on assets | 1.08% (stronger) | 0.45% |
| Loans ÷ deposits | 17.9% (stronger) | 79.9% |
| Uninsured deposits | 4.5% (stronger) | 7.6% |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 56.7% |
Long Island Alliance Federal Credit Union has the higher TellerScore (87 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Long Island Alliance Federal Credit Union leads on 7 and People'S Alliance Federal Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.