Side-by-side · Q2 2026 data
Longshoremen'S Local 4 Federal Credit Union vs Point West Credit Union
Credit union
Longshoremen'S Local 4 Federal Credit Union
Vancouver, Washington · Under $100 million in assets
Metric by metric
| Measure | Longshoremen'S Local 4 Federal Credit Union | Point West Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 89 (stronger) | 70 |
| Earnings | 85 (stronger) | 42 |
| Funding & liquidity | 97 (stronger) | 78 |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 95th | 38th |
| Total assets | $39.3M | $97.5M |
| Deposits / shares | $29.7M | $83.6M |
| Capital ratio | 23.84% (stronger) | 12.64% |
| Problem loans | 0.33% (stronger) | 0.89% |
| Net charge-offs | 0.03% (stronger) | 0.17% |
| Return on assets | 1.62% (stronger) | 0.55% |
| Loans ÷ deposits | 63.0% (stronger) | 82.6% |
| Uninsured deposits | 12.6% | 7.7% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.5% |
Longshoremen'S Local 4 Federal Credit Union has the higher TellerScore (94 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Longshoremen'S Local 4 Federal Credit Union leads on 6 and Point West Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.