Side-by-side · Q2 2026 data
Los Alamos Schools Credit Union vs Chaves County School Employees Credit Union
Credit union
Los Alamos Schools Credit Union
Los Alamos, New Mexico · Under $100 million in assets
Credit union
Chaves County School Employees Credit Union
Roswell, New Mexico · Under $100 million in assets
Metric by metric
| Measure | Los Alamos Schools Credit Union | Chaves County School Employees Credit Union |
|---|---|---|
| TellerScore | 71 | 100 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 75 | 100 (stronger) |
| Earnings | 48 | 100 (stronger) |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 42nd | 100th |
| Total assets | $32.4M | $40.1M |
| Deposits / shares | $28.5M | $31.6M |
| Capital ratio | 11.68% | 20.88% (stronger) |
| Problem loans | 0.74% | 0.00% (stronger) |
| Net charge-offs | -0.12% (stronger) | 0.00% |
| Return on assets | 0.69% | 2.18% (stronger) |
| Loans ÷ deposits | 70.2% | 37.2% (stronger) |
| Uninsured deposits | 1.0% (stronger) | 6.2% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Chaves County School Employees Credit Union has the higher TellerScore (100 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Los Alamos Schools Credit Union leads on 2 and Chaves County School Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.