Los Alamos Schools Credit Union is a federally insured state-chartered credit union headquartered in Los Alamos, New Mexico, in business for about 71 years. At the end of Q2 2026 it reported $32.4M in total assets and $28.5M in member shares and deposits, with 2 offices.
Los Alamos Schools Credit Union has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 42% of its 2,479 credit unions with under $100 million in assets. Among 37 credit unions headquartered in New Mexico, it ranks 22nd. Problem-loan coverage contributes the most (92/100, 3.9%); earnings contributes the least (48/100, 0.69%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (70 → 71).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 71 |
| Q4 2024 | 69 |
| Q1 2025 | 74 |
| Q2 2025 | 70 |
| Q3 2025 | 74 |
| Q4 2025 | 71 |
| Q1 2026 | 76 |
| Q2 2026 | 71 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.57% |
| Q3 2024 | 10.56% |
| Q4 2024 | 10.53% |
| Q1 2025 | 10.70% |
| Q2 2025 | 10.71% |
| Q3 2025 | 11.16% |
| Q4 2025 | 11.18% |
| Q1 2026 | 11.62% |
| Q2 2026 | 11.68% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.66% |
| Q3 2024 | 0.33% |
| Q4 2024 | 0.67% |
| Q1 2025 | 0.20% |
| Q2 2025 | 0.42% |
| Q3 2025 | 0.23% |
| Q4 2025 | 0.62% |
| Q1 2026 | 0.37% |
| Q2 2026 | 0.74% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.71% |
| Q3 2024 | 0.68% |
| Q4 2024 | 0.78% |
| Q1 2025 | 0.83% |
| Q2 2025 | 0.60% |
| Q3 2025 | 0.72% |
| Q4 2025 | 0.72% |
| Q1 2026 | 0.92% |
| Q2 2026 | 0.69% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $32.4M | 11.68% | 0.74% | 0.69% | 70.2% |
| Q1 2026 | 76 | $32.2M | 11.62% | 0.37% | 0.92% | 69.8% |
| Q4 2025 | 71 | $32.8M | 11.18% | 0.62% | 0.72% | 69.4% |
| Q3 2025 | 74 | $32.7M | 11.16% | 0.23% | 0.72% | 71.9% |
| Q2 2025 | 70 | $33.4M | 10.71% | 0.42% | 0.60% | 70.2% |
| Q1 2025 | 74 | $33.1M | 10.70% | 0.20% | 0.83% | 69.7% |
| Q4 2024 | 69 | $33.0M | 10.53% | 0.67% | 0.78% | 69.6% |
| Q3 2024 | 71 | $32.5M | 10.56% | 0.33% | 0.68% | 71.9% |
| Q2 2024 | 68 | $32.0M | 10.57% | 0.66% | 0.71% | 75.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New Mexico
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Questa Credit UnionCredit union Questa, NM | 78 out of 100, Strong | $32.6M | 23.3% | 2.08% | vs |
| Jemez Valley Credit UnionCredit union Jemez Springs, NM | 66 out of 100, Moderate | $27.3M | 12.6% | 1.00% | vs |
| Chaves County School Employees Credit UnionCredit union Roswell, NM | 100 out of 100, Very strong | $40.1M | 20.9% | 0.00% | vs |
| Cuba Credit UnionCredit union Cuba, NM | 91 out of 100, Very strong | $23.5M | 18.4% | 0.00% | vs |
| Northern New Mexico School Employee Federal Credit UnionCredit union Santa Fe, NM | 68 out of 100, Moderate | $44.5M | 12.5% | 1.82% | vs |
| High Desert Community Credit UnionCredit union Aztec, NM | 69 out of 100, Moderate | $18.3M | 12.9% | 1.95% | vs |
Deposit insurance
Is my money safe at Los Alamos Schools Credit Union?
Yes. Los Alamos Schools Credit Union is a federally insured credit union (NCUA charter #61165). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 1.0% of shares and deposits ($295K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 11.68%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Los Alamos Schools Credit Union lists 2 offices in 2 cities. Most locations:
- Los Alamos, NM (1)
- Santa Fe, NM (1)
Identity & history
Profile
- Legal name
- Los Alamos Schools Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 61165
- RSSD ID
- 154097
- Primary regulator
- State + NCUA
- Established
- 1955
- Headquarters
- P.O. Box 887, Los Alamos, NM 87544
- Employees
- 8
Quick answers
Los Alamos Schools Credit Union: common questions
Is Los Alamos Schools Credit Union NCUA insured?
Yes. Los Alamos Schools Credit Union is a federally insured credit union (NCUA charter #61165). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Los Alamos Schools Credit Union's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Los Alamos Schools Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Los Alamos
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sandia Area Federal Credit UnionCredit union Albuquerque, NM | 75 out of 100, Strong | $1.4B | 11.4% | 0.15% | vs |
| Guadalupe Credit UnionCredit union Santa Fe, NM | 68 out of 100, Moderate | $348.2M | 12.5% | 1.57% | vs |
| Del Norte Credit UnionCredit union Los Alamos, NM | 66 out of 100, Moderate | $1.5B | 9.4% | 0.45% | vs |
| Jemez Valley Credit UnionCredit union Jemez Springs, NM | 66 out of 100, Moderate | $27.3M | 12.6% | 1.00% | vs |
| UMB Bank, National AssociationBank Kansas City, MO | 65 out of 100, Moderate | $71.9B | 8.9% | 0.34% | vs |
| Zia Credit UnionCredit union Los Alamos, NM | 64 out of 100, Moderate | $308.1M | 10.3% | 0.48% | vs |