Side-by-side · Q2 2026 data
Los Alamos Schools Credit Union vs High Desert Community Credit Union
Credit union
Los Alamos Schools Credit Union
Los Alamos, New Mexico · Under $100 million in assets
Credit union
High Desert Community Credit Union
Aztec, New Mexico · Under $100 million in assets
Metric by metric
| Measure | Los Alamos Schools Credit Union | High Desert Community Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 69 |
| Capital cushion | 67 | 80 (stronger) |
| Loan quality | 75 (stronger) | 35 |
| Earnings | 48 | 60 (stronger) |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 92 (stronger) | 88 |
| Peer percentile | 42nd | 38th |
| Total assets | $32.4M | $18.3M |
| Deposits / shares | $28.5M | $15.9M |
| Capital ratio | 11.68% | 12.95% (stronger) |
| Problem loans | 0.74% (stronger) | 1.95% |
| Net charge-offs | -0.12% (stronger) | 0.12% |
| Return on assets | 0.69% | 1.01% (stronger) |
| Loans ÷ deposits | 70.2% | 44.1% (stronger) |
| Uninsured deposits | 1.0% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Los Alamos Schools Credit Union has the higher TellerScore (71 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Los Alamos Schools Credit Union leads on 3 and High Desert Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.