Side-by-side · Q2 2026 data
Louisiana Baptist Federal Credit Union vs Engage Federal Credit Union
Credit union
Louisiana Baptist Federal Credit Union
Alexandria, Louisiana · Under $100 million in assets
Credit union
Engage Federal Credit Union
Natchitoches, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Louisiana Baptist Federal Credit Union | Engage Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 86 (stronger) |
| Capital cushion | 87 | 100 (stronger) |
| Loan quality | 32 | 68 (stronger) |
| Earnings | 23 | 100 (stronger) |
| Funding & liquidity | 88 (stronger) | 63 |
| Problem-loan coverage | 82 | 93 (stronger) |
| Peer percentile | 22nd | 80th |
| Total assets | $6.2M | $28.5M |
| Deposits / shares | $5.3M | $22.0M |
| Capital ratio | 13.70% | 21.59% (stronger) |
| Problem loans | 2.05% | 0.95% (stronger) |
| Net charge-offs | 0.74% | 0.25% (stronger) |
| Return on assets | 0.08% | 2.21% (stronger) |
| Loans ÷ deposits | 72.7% (stronger) | 97.4% |
| Uninsured deposits | 0.0% (stronger) | 0.1% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Engage Federal Credit Union has the higher TellerScore (86 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Louisiana Baptist Federal Credit Union leads on 2 and Engage Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.