TellerScore

Louisiana Baptist Federal Credit Union (NCUA charter #21968) is based in Alexandria, Louisiana. Its Q2 2026 call report shows $6.2M in total assets and $5.3M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Louisiana Baptist Federal Credit Union scores 60/100, which we describe as moderate. That is higher than only 22% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 101st. Its strongest component is funding & liquidity (88/100; 73% loans-to-deposits, 0% uninsured), and its lowest is earnings (23/100; 0.08%).

TellerScore · Q2 2026

Scorecard

Capital cushion87/100
Net worth ratio: 13.70%
Loan quality32/100
Loans 60+ days delinquent ÷ total loans: 2.05%
Earnings23/100
Return on assets (annualized): 0.08%
Funding & liquidity88/100
Loans ÷ shares: 72.7% · 0.0% uninsured
Problem-loan coverage82/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 9.23%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 9 points (69 → 60), mostly because the earnings component weakened by 36 points.

TellerScore
536169Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202465
Q3 202458
Q4 202453
Q1 202555
Q2 202569
Q3 202567
Q4 202555
Q1 202655
Q2 202660
Net worth ratio
7.00%10.75%14.51%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.07%
Q3 202413.26%
Q4 202412.38%
Q1 202513.26%
Q2 202513.71%
Q3 202514.18%
Q4 202514.40%
Q1 202614.51%
Q2 202613.70%
Delinquent loans (60+ days)
1.69%3.38%5.07%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.12%
Q3 20242.40%
Q4 20243.13%
Q1 20253.39%
Q2 20251.69%
Q3 20251.95%
Q4 20255.07%
Q1 20263.16%
Q2 20262.05%
Return on assets
0.08%0.71%1.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.35%
Q3 20240.65%
Q4 20240.75%
Q1 20250.86%
Q2 20250.96%
Q3 20250.91%
Q4 20250.72%
Q1 20260.47%
Q2 20260.08%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202660$6.2M13.70%2.05%0.08%72.7%
Q1 202655$5.9M14.51%3.16%0.47%80.9%
Q4 202555$5.9M14.40%5.07%0.72%82.7%
Q3 202567$5.9M14.18%1.95%0.91%83.0%
Q2 202569$6.1M13.71%1.69%0.96%82.1%
Q1 202555$6.2M13.26%3.39%0.86%75.2%
Q4 202453$6.5M12.38%3.13%0.75%70.3%
Q3 202458$5.9M13.26%2.40%0.65%83.2%
Q2 202465$6.1M13.07%2.12%1.35%85.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.70%
45th
Problem loans2.05%
20th
Net charge-offs0.74%
20th
Return on assets0.08%
22nd
Loans to deposits72.7%
29th
Uninsured deposits0.0%
81st
Loan-loss reserves0.07%
73rd
Texas ratio9.2%
15th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
District 58 Federal Credit UnionCredit union Chase, LA80 out of 100, Strong$6.1M16.2%0.48%vs
Rapides Federal Credit UnionCredit union Alexandria, LA96 out of 100, Very strong$6.2M29.5%0.17%vs
District 62 Highway Federal Credit UnionCredit union Hammond, LA89 out of 100, Very strong$6.6M15.4%0.00%vs
C-F LA. Credit UnionCredit union Donaldsonville, LA85 out of 100, Very strong$6.8M20.3%0.00%vs
Old Spanish Trail Credit UnionCredit union Westlake, LA77 out of 100, Strong$5.5M30.5%0.31%vs
Alexandria T & P Federal Credit UnionCredit union Alexandria, LA78 out of 100, Strong$6.9M24.9%1.15%vs

Deposit insurance

Is my money safe at Louisiana Baptist Federal Credit Union?

Yes. Louisiana Baptist Federal Credit Union is a federally insured credit union (NCUA charter #21968). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.70%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Louisiana Baptist Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Louisiana Baptist Federal Credit Union
Type
Federal credit union
NCUA charter #
21968
RSSD ID
887180
Primary regulator
NCUA
Established
1975
Headquarters
1250 Macarthur Dr, Alexandria, LA 71303
Employees
2

Quick answers

Louisiana Baptist Federal Credit Union: common questions

Is Louisiana Baptist Federal Credit Union NCUA insured?

Yes. Louisiana Baptist Federal Credit Union is a federally insured credit union (NCUA charter #21968). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Louisiana Baptist Federal Credit Union's TellerScore?

60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Louisiana Baptist Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Alexandria

InstitutionScoreAssetsCapitalProblem loansCompare
Cenla Federal Credit UnionCredit union Alexandria, LA96 out of 100, Very strong$132.2M21.7%0.09%vs
Rapides Federal Credit UnionCredit union Alexandria, LA96 out of 100, Very strong$6.2M29.5%0.17%vs
Department of Corrections Credit UnionCredit union Baton Rouge, LA90 out of 100, Very strong$126.3M23.4%0.57%vs
Rapides General Hospital Empl Federal Credit UnionCredit union Alexandria, LA87 out of 100, Very strong$12.6M16.8%0.00%vs
Engage Federal Credit UnionCredit union Natchitoches, LA86 out of 100, Very strong$28.5M21.6%0.95%vs
Heart of Louisiana Federal Credit UnionCredit union Pineville, LA84 out of 100, Strong$143.2M16.7%0.35%vs