Side-by-side · Q2 2026 data
Louisville Gas and Electric Company Credit Union vs Louisville Federal Credit Union
Credit union
Louisville Gas and Electric Company Credit Union
Louisville, Kentucky · Under $100 million in assets
Credit union
Louisville Federal Credit Union
Louisville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Louisville Gas and Electric Company Credit Union | Louisville Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 81 |
| Capital cushion | 100 | 100 |
| Loan quality | 71 | 72 (stronger) |
| Earnings | 49 (stronger) | 41 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 70th | 68th |
| Total assets | $50.4M | $37.2M |
| Deposits / shares | $42.6M | $29.6M |
| Capital ratio | 15.48% | 20.05% (stronger) |
| Problem loans | 0.87% | 0.84% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.24% |
| Return on assets | 0.73% (stronger) | 0.53% |
| Loans ÷ deposits | 53.6% | 33.2% (stronger) |
| Uninsured deposits | 10.8% | 2.7% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Louisville Gas and Electric Company Credit Union has the higher TellerScore (82 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Louisville Gas and Electric Company Credit Union leads on 3 and Louisville Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.