Side-by-side · Q2 2026 data
Lowell Municipal Employees Federal Credit Union vs Morton Federal Credit Union
Credit union
Lowell Municipal Employees Federal Credit Union
Lowell, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Lowell Municipal Employees Federal Credit Union | Morton Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 72 (stronger) |
| Capital cushion | 29 | 71 (stronger) |
| Loan quality | 100 (stronger) | 70 |
| Earnings | 40 | 54 (stronger) |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 34th | 44th |
| Total assets | $8.8M | $10.1M |
| Deposits / shares | $8.1M | $8.8M |
| Capital ratio | 7.86% | 12.11% (stronger) |
| Problem loans | 0.00% (stronger) | 0.90% |
| Net charge-offs | -0.01% (stronger) | 0.42% |
| Return on assets | 0.49% | 0.85% (stronger) |
| Loans ÷ deposits | 57.2% (stronger) | 69.9% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Morton Federal Credit Union has the higher TellerScore (72 vs 67). On the 6 directional measures above (where higher or lower is clearly better), Lowell Municipal Employees Federal Credit Union leads on 3 and Morton Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.