TellerScore

Morton Federal Credit Union is a federal credit union headquartered in Taunton, Massachusetts, in business for about 48 years. At the end of Q2 2026 it reported $10.1M in total assets and $8.8M in member shares and deposits, with 1 office.

Morton Federal Credit Union has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than only 44% of its 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Massachusetts, it ranks 60th. Problem-loan coverage contributes the most (91/100, 4.5%); earnings contributes the least (54/100, 0.85%).

TellerScore · Q2 2026

Scorecard

Capital cushion71/100
Net worth ratio: 12.11%
Loan quality70/100
Loans 60+ days delinquent ÷ total loans: 0.90%
Earnings54/100
Return on assets (annualized): 0.85%
Funding & liquidity90/100
Loans ÷ shares: 69.9% · 0.0% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.47%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (79 → 72), mostly because the loan quality component weakened by 29 points.

TellerScore
727884Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202482
Q4 202483
Q1 202572
Q2 202579
Q3 202581
Q4 202583
Q1 202677
Q2 202672
Net worth ratio
7.00%9.58%12.15%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.52%
Q3 202411.39%
Q4 202411.07%
Q1 202510.56%
Q2 202511.17%
Q3 202511.65%
Q4 202512.15%
Q1 202611.98%
Q2 202612.11%
Delinquent loans (60+ days)
0.01%0.45%0.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.03%
Q3 20240.66%
Q4 20240.28%
Q1 20250.03%
Q2 20250.03%
Q3 20250.01%
Q4 20250.01%
Q1 20260.66%
Q2 20260.90%
Return on assets
0.14%1.02%1.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.71%
Q3 20241.90%
Q4 20241.63%
Q1 20250.14%
Q2 20250.86%
Q3 20251.10%
Q4 20251.20%
Q1 20261.13%
Q2 20260.85%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$10.1M12.11%0.90%0.85%69.9%
Q1 202677$10.1M11.98%0.66%1.13%68.7%
Q4 202583$9.7M12.15%0.01%1.20%71.8%
Q3 202581$9.8M11.65%0.01%1.10%70.6%
Q2 202579$9.9M11.17%0.03%0.86%64.0%
Q1 202572$10.1M10.56%0.03%0.14%56.9%
Q4 202483$9.6M11.07%0.28%1.63%59.0%
Q3 202482$9.1M11.39%0.66%1.90%63.0%
Q2 202484$9.4M10.52%0.03%1.71%52.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.11%
32nd
Problem loans0.90%
42nd
Net charge-offs0.42%
31st
Return on assets0.85%
60th
Loans to deposits69.9%
33rd
Uninsured deposits0.0%
81st
Loan-loss reserves0.34%
76th
Texas ratio4.5%
32nd

Similar-size credit unions in Massachusetts

InstitutionScoreAssetsCapitalProblem loansCompare
Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA97 out of 100, Very strong$10.2M24.8%0.12%vs
Arlington Municipal Federal Credit UnionCredit union Arlington, MA70 out of 100, Strong$9.8M29.1%1.59%vs
Watertown Municipal Credit UnionCredit union Watertown, MA91 out of 100, Very strong$9.7M36.9%0.00%vs
Dedham Town Employees Federal Credit UnionCredit union Dedham, MA64 out of 100, Moderate$9.3M13.9%2.38%vs
Burlington Municipal Employees Federal Credit UnionCredit union Burlington, MA82 out of 100, Strong$11.0M15.3%0.53%vs
Lowell Municipal Employees Federal Credit UnionCredit union Lowell, MA67 out of 100, Moderate$8.8M7.9%0.00%vs

Deposit insurance

Is my money safe at Morton Federal Credit Union?

Yes. Morton Federal Credit Union is a federally insured credit union (NCUA charter #24511). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.11%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Morton Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Morton Federal Credit Union
Type
Federal credit union
NCUA charter #
24511
RSSD ID
179791
Primary regulator
NCUA
Established
1978
Headquarters
88 Washington St, Taunton, MA 02780
Employees
3

Quick answers

Morton Federal Credit Union: common questions

Is Morton Federal Credit Union NCUA insured?

Yes. Morton Federal Credit Union is a federally insured credit union (NCUA charter #24511). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Morton Federal Credit Union's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Morton Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Taunton

InstitutionScoreAssetsCapitalProblem loansCompare
Attleboro M E Federal Credit UnionCredit union Attleboro, MA90 out of 100, Very strong$24.6M13.7%0.13%vs
Stoughton Town Employees Federal Credit UnionCredit union Stoughton, MA89 out of 100, Very strong$2.4M16.6%0.00%vs
First Citizens' Federal Credit UnionCredit union Fairhaven, MA83 out of 100, Strong$705.9M20.2%0.77%vs
Messiah Baptist-Jubilee Federal Credit UnionCredit union Brockton, MA83 out of 100, Strong$1.1M22.2%1.67%vs
Canton Co-operative BankBank Canton, MA83 out of 100, Strong$154.8M15.3%0.06%vs
Walpole Co-operative BankBank Walpole, MA83 out of 100, Strong$646.5M18.8%0.11%vs