Side-by-side · Q2 2026 data
Luana Savings Bank vs Bank 1st
Metric by metric
| Measure | Luana Savings Bank | Bank 1st |
|---|---|---|
| TellerScore | 70 | 91 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 59 | 72 (stronger) |
| Funding & liquidity | 66 | 76 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 58th | 96th |
| Total assets | $2.3B | $166.1M |
| Deposits / shares | $2.0B | $128.6M |
| Capital ratio | 9.70% | 15.20% (stronger) |
| Problem loans | 0.11% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.96% | 1.30% (stronger) |
| Loans ÷ deposits | 93.8% | 74.2% (stronger) |
| Uninsured deposits | 10.3% (stronger) | 24.3% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.8% | — |
Bank 1st has the higher TellerScore (91 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Luana Savings Bank leads on 2 and Bank 1st on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.