The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (71 → 70).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Iowa

Yes. Luana Savings Bank is an FDIC-insured institution (FDIC certificate #253). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 10.3% of deposits ($202.5M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.70%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Luana Savings Bank lists 6 offices in 6 cities. Most locations:

• Clive, IA (1)
• Luana, IA (1)
• New Hampton, IA (1)
• Norwalk, IA (1)
• Ossian, IA (1)
• Polk City, IA (1)

All branch addresses and map

In 2025, Luana Savings Bank reported 720 home-loan applications under HMDA (LEI 549300IZ5GOBKOERL931): 648 originated ($216,870,000 total), 19 denied, and 52 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Luana Savings Bank

Type

State-chartered bank

FDIC certificate #

253

RSSD ID

674849

Primary regulator

FDIC

Holding company

Luana Bcorp

Established

August 1, 1908

Headquarters

100 Harvest Dr, Luana, IA 52156

Website

www.luanasavingsbank.com

Employees

99