Side-by-side · Q2 2026 data
Luana Savings Bank vs Central Bank
Metric by metric
| Measure | Luana Savings Bank | Central Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 65 |
| Capital cushion | 47 | 51 (stronger) |
| Loan quality | 96 (stronger) | 89 |
| Earnings | 59 (stronger) | 58 |
| Funding & liquidity | 66 (stronger) | 43 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 58th | 36th |
| Total assets | $2.3B | $2.3B |
| Deposits / shares | $2.0B | $1.9B |
| Capital ratio | 9.70% | 10.09% (stronger) |
| Problem loans | 0.11% (stronger) | 0.32% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.96% (stronger) | 0.96% |
| Loans ÷ deposits | 93.8% (stronger) | 105.6% |
| Uninsured deposits | 10.3% (stronger) | 25.5% |
| Offices | 6 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.8% | 5.5% |
Luana Savings Bank has the higher TellerScore (70 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Luana Savings Bank leads on 6 and Central Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.