Side-by-side · Q2 2026 data
Luana Savings Bank vs Northwest Bank
Metric by metric
| Measure | Luana Savings Bank | Northwest Bank |
|---|---|---|
| TellerScore | 70 | 70 |
| Capital cushion | 47 | 51 (stronger) |
| Loan quality | 96 (stronger) | 92 |
| Earnings | 59 | 74 (stronger) |
| Funding & liquidity | 66 (stronger) | 51 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 58th | 58th |
| Total assets | $2.3B | $3.0B |
| Deposits / shares | $2.0B | $2.6B |
| Capital ratio | 9.70% | 10.12% (stronger) |
| Problem loans | 0.11% (stronger) | 0.23% |
| Net charge-offs | -0.00% (stronger) | 0.04% |
| Return on assets | 0.96% | 1.35% (stronger) |
| Loans ÷ deposits | 93.8% (stronger) | 93.9% |
| Uninsured deposits | 10.3% (stronger) | 28.8% |
| Offices | 6 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.8% | 6.0% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Luana Savings Bank leads on 4 and Northwest Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.