Side-by-side · Q2 2026 data
Lubrizol Employees' Credit Union vs Trans Texas Southwest Credit Union
Credit union
Lubrizol Employees' Credit Union
Deer Park, Texas · Under $100 million in assets
Credit union
Trans Texas Southwest Credit Union
San Angelo, Texas · Under $100 million in assets
Metric by metric
| Measure | Lubrizol Employees' Credit Union | Trans Texas Southwest Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 85 (stronger) | 82 |
| Earnings | 52 (stronger) | 47 |
| Funding & liquidity | 99 (stronger) | 83 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 80th | 57th |
| Total assets | $51.2M | $51.0M |
| Deposits / shares | $41.3M | $44.1M |
| Capital ratio | 18.78% (stronger) | 13.33% |
| Problem loans | 0.44% (stronger) | 0.54% |
| Net charge-offs | 0.42% | 0.11% (stronger) |
| Return on assets | 0.80% (stronger) | 0.67% |
| Loans ÷ deposits | 61.2% (stronger) | 77.7% |
| Uninsured deposits | 10.8% | 2.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lubrizol Employees' Credit Union has the higher TellerScore (86 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Lubrizol Employees' Credit Union leads on 5 and Trans Texas Southwest Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.